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5 Best Gold IRA Companies for September 2023

Our top picks for gold IRA companies offer specialized support

We independently evaluate all recommended products and services. If you click on links we provide, we may receive compensation. Learn more.

Gold is one of the oldest investments and continues to carry considerable weight as a safe haven for investors in times of market turmoil. When stocks, bonds, and other derivative stores of value struggle, many investors take comfort in the value of physical gold and the long history it has in our economy. Due to concerns over market volatility, a growing number of retirement investors are turning to gold individual retirement accounts (gold IRAs).

Traditional IRA and Roth IRA accounts can easily be opened and maintained through a brokerage, but setting up and managing a gold IRA involves a few more steps. The gold must be purchased and transferred to the depository in a way that a custodian can look after it, so investors must work with a reliable and reputable gold IRA company to facilitate the process. There have also been reports and advisories around companies offering gold IRAs draining customer accounts with hidden fees or pushing investors to riskier products. Since gold prices are elevated relative to history, the need for due diligence is high when looking at gold IRAs.

We reviewed top gold IRA companies offering services, screening them for the highest consumer ratings from the Better Business Bureau (BBB). We considered factors like fees, price transparency, educational resources, customer support, and the ease of setting up an account and acquiring precious metals. Here are our picks for the best gold IRA companies.

Best Gold IRA Companies of 2023

Best for Transparent Pricing : Augusta Precious Metals

Augusta Precious Metals

?Augusta Precious Metals

  • BBB Rating: A+
  • Other Metals: Silver
  • Website Features: Educational resources, live chat, spot price charts

FREE GOLD?when you open a gold IRA.?ZERO fees?for up to 10 years (everyone qualifies).

Why We Chose It

Augusta Precious Metals' customers benefit from low costs and know exactly how much they are paying and for what. For that, Augusta makes our list as the best gold IRA company for transparent pricing.

Pros & Cons
  • Low-cost, transparent fee structure

  • Money-back guarantee

  • Guaranteed fair-pricing on purchases

  • Live chat and strong customer support

  • Doesn't offer platinum or palladium

  • $50,000 minimum order

  • No online purchases

  • Need to call for full pricing details


Pricing is critical when reviewing gold IRA companies. Many companies say they have a low-cost fee structure, but few actually reveal all their costs. Augusta Precious Metals offers customers a transparent and straightforward fee structure, making it our choice for the best gold IRA for transparent pricing. As with almost every Gold IRA, you do have to search around to find the pricing, but at least with Augusta it exists online.

Augusta has built its reputation for transparency and integrity since opening in 2012. Augusta further reinforces its customers' confidence by offering a 100% money-back guarantee for new customers and guaranteed fair pricing along with seven-day price protection.?Augusta also has a clear disclosure explaining their margin on gold and silver sales with some refreshingly honest numbers (up to 10% for common bullion and 66% or higher on premium products). Many gold IRAs are hesitant to disclose their markups, so Augusta gets an extra point on transparency there.

For details on setup, annual, storage, and other fees, you are directed to contact the company, although there is a sample fee guide showing the $250 total set-up fee for year one and then a recurring annual fee of $200 made up of the custodian maintenance fee ($100) and storage facility fee ($100). Augusta also has an excellent buy-back program and, although they retain the right to do so, they state that they have not refused a buyback to date.

Augusta works with highly reputable Delaware Depository for its customers' storage needs, with vault locations throughout the U.S. Since the account is self-directed, there are no management fees. As with many of the gold IRA companies, they are acting primarily as the dealer and you may have separate custodian fees depending on the custodian you are working with.

Overall, Augusta's customer service is top-notch, as its high consumer ratings indicate. Augusta's onboarding and transaction processes are turnkey, with specialists assisting customers with all the necessary paperwork. However, customers are not able to make purchases online.

Augusta's two significant drawbacks are its limited choice of metals and its high minimum order for adding gold or silver to your self-directed IRA. Customers who want to invest in platinum or palladium will have to go elsewhere as Augusta focuses on gold and silver bullion and coins.

Best for Smaller Investors : Noble Gold

Noble Gold

?Noble Gold

  • BBB Rating: A+
  • Other Metals: Palladium, Platinum, Silver
  • Website Features: Educational resources
Why We Chose It

With a low minimum investment requirement and extensive educational resources, Noble Gold is our choice as the best gold IRA company for smaller investors.

Pros & Cons
  • Low minimum investment

  • Extensive educational resources

  • Platinum and Palladium

  • Annual fees can be proportionately high for low account balances

  • Lack of disclosures and customer relationship documents


Established in 2016, Noble Gold is a relative newcomer to the gold IRA space. Still, with its low minimum investment requirement and extensive educational resource, it has quickly become a favorite as the best gold IRA company for new investors.?While the account minimum at Noble Gold is widely reported as $2,000, there are no company disclosures confirming these figures. Alas, the lack of standardized disclosure forms is one of the clearest indicators that gold dealers and custodians are operating in a largely unregulated space.

In its short history, Noble Gold has also gained traction with the consumer rating agencies, garnering a five-star rating with Consumer Affairs and a A+ rating with BBB.

In addition to its comprehensive offering of educational resources, Noble Gold provides each potential customer with an initial consultation for a mutual understanding of the customer's needs, preferences, and objectives. After that, customers are assigned a trusted advisor who guides and educates them the rest of the way without resorting to high-pressure sales tactics.

Noble Gold's fees are competitive. New customers aren't charged a setup fee, but all accounts are charged an $80 annual service fee. In addition, all customers pay a $150 annual storage fee. The good news is those are flat fees charged to all accounts regardless of size, and the storage fee covers the cost of segregated storage. (Noble Gold doesn't offer commingled storage.)

Because of Noble Gold's extensive network of partners and suppliers, customers are afforded competitive pricing on gold purchases. Noble also offers a "no-questions-asked" buy-back service.

Noble Gold's custodian is Equity Institutional. You can see your account information at any time on its site. Noble uses International Depository Services (IDS) for storage. It has two locations in the U.S. and one in Canada. Storage at the high-tech IDS facility comes with a Lloyd's of London insurance policy.?

Potential customers can spend all the time they need on Noble Gold's website, browsing educational materials and gathering the information they need before contacting a representative to open an account. You can complete a part of the account registration process online, but you will need the assistance of a representative to complete the process.

Best for Customer Support : Goldco

Goldco Precious Metals

?Goldco Precious Metals

  • BBB Rating: A+
  • Other Metals: Silver
  • Website Features: Educational Resources, live chat, spot price charts
Why We Chose It

Goldco and its account reps go the extra mile to ensure potential and existing customers receive all the information they need to make an informed decision, which is why it's our choice as the gold IRA company with the best customer support.

Pros & Cons
  • Extensive educational resources

  • Competitive pricing

  • Up to 10% back in free silver coins for new accounts

  • High minimum investment

  • Lack of disclosures

  • Need to speak to a customer rep for full fee break down

  • Doesn't offer platinum or palladium


Goldco aims to present investment information in an organized and objective way to gain customers' full confidence. It also leans heavily on its endorsement by Sean Hannity, a television host. Founded over a decade ago, Goldco Precious Metals stands out in many ways, but it has built a reputation for providing superior customer support.?

From account setup through their most recent transaction, customers are treated to Goldcos "white-glove service," which includes direct access to a specialist to guide them every step of the way. While Goldco encourages its customers to take full advantage of the extensive education center on its website, this resource mainly contains articles focused on a current event and why owning more gold is the solution. Investors would be well served by re-reading the disclaimer in the footer every time they read one of the blog pieces.

That being said, Goldco's customer-centric focus has earned Goldco excellent reviews from online sites. In terms of key information, however, the site is lacking in details with important information like the storage fee ($100 or $150 for segregated), the annual admin fee ($80), and the minimum investment ($25,000) covered in a single post rather than a formal pricing disclosure. Again, it must be noted that the industry as a whole struggles with basic disclosure and Goldco is not alone in this.

For more information about fees, account minimums, custodians, and storage, you'll need to contact Goldco. The company also offers a free guide if you are willing to provide your name, email, and phone number. Account setup is quick and easy, completed primarily online. Goldco also offers IRA and 401(k) rollovers to transfer your existing retirement accounts.

Best for First-Time Buyers : Advantage Gold

Advantage Gold

?Advantage Gold

  • BBB Rating: A+
  • Other Metals: Palladium, Platinum, Silver
  • Website Features: Educational Resources, asset comparison calculator
Why We Chose It

Advantage Gold's low minimum investment requirement, low-cost fee structure, and vast educational resources make our list as the best gold IRA company for first-time buyers.

Pros & Cons
  • Extensive educational resources

  • Low annual fees

  • Platinum and Palladium

  • Asset comparison tool

  • Relatively short operating history

  • Online purchase not available


Advantage Gold has made its mark as the best gold IRA company for first-time buyers with hands-on customer support and comprehensive educational platform. Advantage Gold is the dealer in the Gold IRA arrangement, with Strata Trust Company recommended for custodian services at a $50 setup fee, $95 annual account fee, and either commingled ($100) or segregated storage ($150). Processing fees will apply to the account with $40 on purchase, sale, or exchange. No mention of account minimums are made with Advantage Gold, but they are acting as dealer rather than a custodian. There appears to be no minimum order value.

Since its founding in 2014, Advantage Gold has strived to build a top-notch reputation by providing superior customer service. What the company lacks in terms of time in the business, it makes up with the collective experience of its management team and its highly trained staff.

While Advantage Gold appeals to gold IRA investors of all types, it has a particular appeal to first-time buyers. It offers extensive resources and educational materials that can help new investors get off the ground with gold and other precious metals. At no time are investors exposed to high-pressure sales tactics. One standout feature is the asset comparison tool that shows you how different investment amounts performed in different time periods, comparing gold to the S&P 500, NASDAQ, Dow Jones, oil, and a savings account. Investors can view for themselves the period of underperfomance or overperformance versus other assets over time.

Advantage Gold has a liberal buy-back program, reportedly offering repurchases at the going market rate, which is higher than the spot price offered by some competitors. There is a 24 hour cancellation policy on transactions and the detailed disclosure of the mark up cited figures lower than many of the gold dealers we reviewed.

For its customers' storage needs, the company works with Brink's Global Services USA, Inc., and Delaware Depository, both highly reputable vault companies.

Best for Variety of Metals : Patriot Gold Group

Patriot Gold Group

?Patriot Gold Group

  • BBB Rating: A+
  • Other Metals: Palladium, Platinum, Silver
  • Website Features: Educational resources, live chat, spot price charts
Why We Chose It

Patriot Gold Group offers competitive, investor-direct pricing that allows customers to avoid the fee typically charged for gold, silver, platinum, and palladium bullion or coin purchases.

Pros & Cons
  • Investor-direct pricing

  • High marks from key consumer groups

  • Long history in the gold IRA business

  • Platinum and Palladium

  • Need to complete form on website to get sufficient information

  • Minimum investment required


Patriot Gold Group is a gold dealer that has forged a long track record of helping investors secure their financial future through gold IRAs, earning high marks from consumer groups along the way. The business has done so by delivering superior customer service while keeping its pricing competitive.

Patriot Gold has built a stellar reputation with top marks from key consumer rating agencies, including an A+ rating with the Better Business Bureau and a five-star rating with Consumer Affairs.

Patriot Gold is a dealer-direct company, which means customers avoid the fee typically charged for gold, silver, platinum, and palladium bullion or coin purchases with investor-direct pricing. Not much information about fees, account minimums, and other details is offered on Patriot's website as it works with other entities as custodians. There is a minimum investment of $50,000 disclosed in the marketing materials, but you will have to contact them before signing up to learn this important information.

Patriot Gold prides itself on its long track record of delivering superior customer service. Account managers closely tend to customers' needs from account setup, which you can complete online or over the phone, through each transaction. The account reps seek to understand their customers' financial objectives to offer recommendations.

Final Verdict

Gold IRAs are more complicated than your traditional IRA. They involve a custodian, a dealer (or dealers), and a depository. Custodians and dealers both advertise gold IRAs and often have existing relationships they guide you to for the other services. Finding a company that works well for you and your retirement goals is critical to adding precious metals investments to your portfolio. While most investment professionals are open to using gold as a hedge against inflation and a portfolio diversification strategy, suggested allocations can range from 1% all the way up to 20%. Some gold IRA companies acknowledge this in their disclosure statements, but they do not prevent clients from putting 100% of their existing IRA into precious metals because they are explicitly not in the business of financial advice. When it comes to the less regulated physical precious metals market, it may be worth discussing with a fee-based financial advisor for impartial advice.

Compare the Best Gold IRA Companies

Company BBB Rating Other Metals Website Features
Augusta Precious Metals Best for Transparent Pricing A+ Silver Educational resources, live chat, spot price charts
Noble Gold Best for Smaller Investors A+ Palladium, Platinum, Silver Educational Resources
Goldco Best for Customer Support A+ Silver Educational Resources, Live Chat, Spot Price Charts
Advantage Gold Best for First-Time Buyers A+ Palladium, Platinum, Silver Educational Resources, Asset Comparison Calculator
Patriot Gold Group Best for Variety of Metals A+ Palladium, Platinum, Silver Educational Resources, Live Chat, Spot Price Charts

Pros & Cons of a Gold IRA


  • Hedge against market volatility: Gold IRAs offer diversity within a portfolio. Historically speaking, because gold prices tend to trade with a relatively low correlation to equities during periods of heightened volatility, this characteristic has made gold a good investment over the long term.
  • Hedge against inflation: During inflation, the price of goods and services increases while the U.S. dollar's purchasing power decreases. Because of gold’s long-term inverse relationship to the dollar, this tends to cause it and other tangible assets to rise in value during inflationary periods.
  • Tax advantages: A gold IRA offers investors the same tax advantages as ordinary IRAs, allowing long-term investments to accumulate tax-free until retirement. Also similar to traditional IRAs, however, are the penalties that are levied if withdrawals are made before age 59?.


  • Storage fees: With a gold IRA, investors will find that they will need to send their gold to an authorized custodian. Custodians will charge fees to store your gold, which can eat into your profits.?
  • No passive income: While gold may be a good investment for the long-term stability and absolute price appreciation it offers, it does not yield any interest or dividend income.
  • Strict account handling: A gold IRA cannot be mixed with other types of investments, such as stocks or bonds. Additionally, gold IRA holders can only purchase gold through an authorized custodian for their gold IRA, which can be frustrating if investors already have gold on hand.

Frequently Asked Questions

  • What is a Gold IRA?

    A gold IRA is a specialized, self-directed individual retirement account designed to hold precious metals. As with a traditional IRA, a gold IRA allows pre-tax contributions, and the investment earnings can then accumulate tax-deferred, and the contribution and income limits are the same. You don't hold the gold yourself; you must store it in a secure depository. The IRS has established guidelines for metal "fineness" standards to determine whether gold or silver in the form of bullion or coins is acceptable for a gold IRA.

  • What Does a Gold IRA Cost?

    Generally, there are three sets of fees charged with a gold IRA. A one-time account setup fee can range from $50 to $150. There's also an annual administrative or custodial fee, ranging from $50 to $150 depending on the account's size. Storage fees are charged by the depository ranging from $50 to $300 annually, depending on the amount of gold being stored. It is important to understand that dealer, custodian, and depository fees may all be separately charged rather than a single account fee from one entity. Your custodian, for example, may charge an overall percentage fee based on assets under management along with processing and other fees. Before transferring assets into a gold IRA, it is important to get a full picture of the fees being charged by all entities involved.

  • Should I Buy Gold Bullion or Gold Coins?

    While bullion and coins are essentially valued in the same way—per ounce based on the spot price of gold—sovereign coins may be the safer choice. Generally, well-known sovereign coins, such as the American Eagle and Canadian Maple Leaf, are easily recognizable and easier to trade, and they tend to sell at higher premiums than bullion bars. Small bullion bars (1 oz) are harder to sell back, and the?markups are higher.

  • Where Should I Store My Gold?

    You must store the gold in a gold IRA in an IRS-approved depository; you can’t keep it in a safety deposit box, home safe, or under your mattress. A gold IRA company's role is to facilitate setting up the IRA and purchasing the gold coins or bullion. The investor must still find a custodian and a secure depository for their gold. Many gold IRA companies partner with a custodian, and either the custodian or the gold IRA company might select a depository.

  • What Alternatives Are There to a Gold IRA?

    If you want some of the portfolio effects of holding gold without having to hold physical gold, you can gain exposure through financial market instruments. Gold and precious metals ETFs offer the same hedging qualities and can easily be added to a standard IRA through a traditional brokerage. There are also other forms of exposure like investing in gold miners or using futures and options.

  • Are Gold IRA Companies Trustworthy?

    While the looser regulations around precious metals may indeed attract more bad actors, there are good and bad companies in every industry. Gold IRA companies are actually a combination of three companies in that there is a custodian, a dealer, and a depository that may be affiliated but operate independently with their own practices and fees. Reputation matters a lot in finding a good set of companies to setup and maintain a gold IRA, so that is why we weight BBB ratings and time in the business so highly. There are few standard disclosures to help investors in this space and plenty of boderline practices like offering something free to get customers in the door and using high pressure tactics to sell. The use of commissioned sales agents under vague titles like metals specialist or financial service agent is also not uncommon. Whether these tactics makes a company untrustworthy is a personal opinion.

  • How Does a Gold IRA Work?

    A gold IRA allows investors to own physical gold in their IRA instead of typical assets like stocks, bonds, and mutual funds. Unfortunately, the two accounts cannot be combined and must be separate. Investors looking to establish their gold IRA should do so from an approved financial institution that offers the gold IRA service known as a custodian.

    You must also establish an IRS-approved third-party depository. Once the depository is set, you can buy gold from a precious metal dealer and have it sent to your depository, where it will be kept safe and documented for tax purposes. The value of your gold IRA will increase and decrease according to the gold market.

  • Does Fidelity Have a Gold IRA?

    Yes, Fidelity offers a gold IRA that allows investors to hold the precious metal in their retirement portfolio, but there are limitations. Due to federal laws and restrictions, investors can only purchase Gold American Eagle and Gold American Buffalo coins for their Fidelity Gold IRA. It's important to note that the gold you own in your Fidelity Gold IRA is stored with a third-party custodian called FideliTrade, which ensures its safekeeping. Determining if you should get a gold IRA depends on your investment objectives and level of risk tolerance. ?


There are many factors to consider when choosing a gold IRA company. With your future financial security at stake, the most crucial consideration is the reputation and integrity of the company you entrust to facilitate your gold purchase. We reviewed 18 companies based on their consumer ratings, using the Better Business Bureau (BBB), Consumer Affairs, and selected companies with the highest ratings from each (A+ with BBB and five stars with CA).

Gold IRA
Article Sources
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  14. Better Business Bureau. "Goldco Precious Metals."

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  19. Advantage Gold. "Compare Gold."

  20. Advantage Gold. "Agreement."

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  22. Better Business Bureau. "Patriot Gold Group."

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  24. Patriot Gold Group. "Get The FREE 2023 Gold IRA Kit Americans Are Using to Protect Their Retirement Savings."

  25. U.S. Code. "26 USC §408(m): Investments in Collectibles Treated as Distributions."

  26. Internal Revenue Service. "Issue Snapshot—Investments in Collectibles in Individually-Directed Qualified Plan Accounts."

  27. American Bullion, Inc. "Facts Concerning 'Home Storage IRA'"

  28. Fidelity. "Gold, Silver, Platinum, and Palladium Trading."?